These Terms and Conditions and the use of sfbiketours.com are governed by the laws of the State of CA, U.S.A., and any disagreements will be adjudicated under these laws if mediation, the first course of action, should fail to resolve the issue. Mediation will be held in San Francisco, CA under the rules of the American Arbitration Association. All costs for mediation, other than attorney fees, will be equally divided among all parties. Dandyhorse SF Bike Tours operates and is controlled by the laws of the State of CA, U.S.A. Judgment may be brought by any court having jurisdiction.